Celsius, BlockFi, and Voyager vaporized tens of billions of dollars in on-chain lending capacity when they collapsed in 2022. While the platforms failed, the demand never disappeared; the market just lost its supply of trustworthy counterparties. Pinya XP ( OTCID : PNXP) is stepping into that void, cutting ties  with cannabis entirely to launch  RWA Loan Inc. after the new year, a collateralized real-world asset lending platform built around digital pawn lending, corporate

The OTC market is a vital hub for capital formation, but it has long faced a complex problem: coming back to pink sheets after relegation to the dreaded Expert Market (EM). When companies fall out of compliance, they end up on EM, a dark corner of the market most retail traders have no access to, leaving shareholders trapped and effectively making that liquidity disappear entirely, with an estimated $50 billion in value now sitting locked away. For years, people asked what co