Celsius, BlockFi, and Voyager vaporized tens of billions of dollars in on-chain lending capacity when they collapsed in 2022. While the platforms failed, the demand never disappeared; the market just lost its supply of trustworthy counterparties. Pinya XP ( OTCID : PNXP) is stepping into that void, cutting ties  with cannabis entirely to launch  RWA Loan Inc. after the new year, a collateralized real-world asset lending platform built around digital pawn lending, corporate